Most users receive their card within seconds after creating their account and securing 2FA.
Do I really get a virtual card without full KYC?
Yes. At Level 2, you only need a valid ID to issue your first virtual card and spend globally. Higher limits require higher verification levels, but we only ask for what’s truly needed.
What documents do you actually require?
Only the essentials for each tier:
Level 1: Email + 2FA
Level 2: Government ID
Level 3: ID + Proof of Address
Level 3: Bank statement or property proof
Can businesses use OWN Crypto?
Yes. OWN Crypto supports:
multi-asset treasury management
high-limit virtual cards
global payments
team roles & business accounts
It’s built for operators, agencies, founders, and global teams.
What countries are supported?
Most regions worldwide, excluding standard restricted jurisdictions.
Are the card limits real?
Yes, card limits are based on the official issuer/BIN program.
You can get up to $2,000,000 per card and $50,000 per transaction, depending on your tier.
