Fees, Pricing & Limits
About OWN Crypto
OWN Crypto is a digital asset platform designed to bridge cryptocurrency and global payments. The platform allows users to securely store, transfer, and spend cryptocurrencies while accessing high-limit payment infrastructure through virtual cards and modern payment networks. OWN Crypto supports multiple blockchain networks and enables users to convert and spend crypto seamlessly through standard payment channels such as Apple Pay and card payments.
Crypto Withdrawal Fees
| Asset | Network | Withdrawal Fee |
|---|---|---|
| TON | TON Network | 0.25 TON |
| USDC | Supported networks | 3 USDC |
| USDT | TRC20 | 3 USDT |
| USDT | ERC20 | 5 USDT |
| BTC | Bitcoin Network | 0.000015 BTC |
| ETH | Ethereum Network | 0.004 ETH |
| TRX | Tron Network | 0.000015 TRX |
Virtual Card Fees
| Service | Fee |
|---|---|
| Card issuance | $9 |
| Card validity | 1 year |
| Card top-up fee | 3.5% |
Payment Transaction Fees
| Payment Method | Fee |
|---|---|
| Apple Pay | $0.40 + 0.40% per transaction |
| Card payments | $0.40 per transaction |
Card Limits
| Limit Type | Limit |
|---|---|
| Maximum per transaction | $50,000 |
| Maximum per card | $2,000,000 |
Foreign exchange
When making a payment in a currency different from your card’s currency, an FX (foreign exchange) conversion fee may apply. The acquiring bank’s FX fee can vary depending on the paying terminal and may range approximately from 0.3% to 2.2%. The exchange rate used for the conversion can be checked on the Mastercard website.
Security & Compliance
OWN Crypto operates with strong security and compliance standards designed to protect users and ensure reliable financial operations. Key measures include advanced transaction monitoring, secure payment infrastructure, AML and risk management procedures, and blockchain verification systems.
Important Information
Blockchain withdrawal fees reflect network costs and may change depending on network conditions.
Card limits and transaction capabilities may vary depending on account verification level and compliance checks. OWN Crypto reserves the right to update fees and limits periodically as infrastructure and market conditions evolve.